The AI assistant that handles all
your paymentsfor you
The AI assistant that handles all your payments for you
A message is enough. Saypay takes care of your payments, money transfers and bank cards. Just ask and Say paye for you


Get started now
Rated 4.8/5





based on over 200 reviews





Already available in over 10 countries ...






























A new way to pay...
Tell SayPay: "create me a card", "send 50k to mom", "send 120k to Myriam and David every 28th"... and it does it.
Powered by the Say assistant, SayPay is the mobile app that allows you to manage your money through simple conversation: instantly create a virtual Visa or Mastercard, send funds to any contact, schedule and automate supplier and salary payments, all at a glance from your Mobile Money

An AI assistant that adapts to you

Simplified transactions with a single message

Smooth and flexible payments

Schedule your transactions days in advance
What you can do with sayPay
Discover all the features available with our platform.
Send money
Send money easily to your loved ones or partners, whether in your country or internationally. Just ask Say, and the transfer is executed in seconds, securely, without complicated forms.


Get started now




Get a bank card
Request your virtual bank card instantly, directly in the chat. Say generates a Visa or Mastercard ready to use, perfect for your online payments, subscriptions or international purchases — no queues, no paperwork.


Get started now
Pay your suppliers
Pay your local or international suppliers in seconds, simply by asking Say. Whether it's a one-time or recurring payment, the assistant handles everything: conversion, sending, confirmation — all without error or delay.


Get started now

How does SayPay work?
Discover in a few simple steps how SayPay works.
Create a new account
Top up your balance
Say what you want to do
Validate and it's done!



“I discovered SayPay while looking for a solution to make online payments without using my personal card. I was pleasantly surprised to be able to generate a virtual card in seconds, just via chat. I use it for my purchases, subscriptions, and everything works perfectly”
Inès M.
Abidjan, Ivory Coast
We answer your common questions...
Find here the answers to the most frequently asked questions to better understand and use SayPay.
SayPay is an intelligent payment application that allows you to send money, pay suppliers or get a virtual bank card simply by chatting with an AI in a chat.
Start Now
SayPay is a smart payment solution powered by a virtual assistant named Say, which allows you to manage your money simply by chatting.


Start for free